I don't understand what you mean. The point of being "insured" is that you don't essentially know what's going to happen. If you're young and you have the crappy Emergency care that doesn't pay for big surguries, then you're boned when you get diagnosed with a serious illness or injury. And believe me, barely anyone would be able to afford the 'premium policy'. Did you even watch the film?

I think it's a basic concept: I mean, you wouldn't want firemen to be making a cost-benifit analysis before they decide to go put a fire out. What are they going to say? "Oh, no, sorry, your plan only covers car fires"? "Oh, sorry, you're too far away from the fire station"? The whole scare-mongering around the government and "evil socialism" is really tired bullshit and is getting annoying, and it's hurting people.

I mean, the American health system is so backwards. It's based entirely on the bottom line and not for actually helping people. In other words, doctors and insurance companies are rewarded by the least amount of care they give...in other words, doctors or insurers that cost the company less money will be given a fat pay check. It's completely backwards. While other countries in the world have it reversed: doctors and hospitals are rewarded by the amount of care they give, and the amount of people who are healed.