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Originally Posted by akuma  Hmmm, good drivers currently pay premiums that subsidize bad drivers. That is not socialism, but the way actuarial science is applied to risk insurance.
Insurance is only compulsory if you choose to drive a car. I understand how insurance works. You can CHOOSE not to have health insurance at all. But you can't CHOOSE whether or not you pay taxes. Forcing EVERYONE to have some type of insurance is just like taxes. The only way out of it is to just be poor. Just like taxes. Leaving the healthy and working to pay for everything.
Enlarging the risk pool and collecting more premiums minimizes overall risk. You might argue that more people means more claims. This is probably true, but then more people can be treated sooner for serious medical conditions before their condition erupts into an expensive life threatening event. Expensive medical care now provided by emergency rooms for people without insurance could be provided to these individuals by an appropriate GP or clinic. Just think how nice a trip to the ER that does not involve hours of waiting in a queue loaded with people suffering only from a cold.
You may have great medical benefits now, but what about five years from now? What if you were to loose them? | My benefits are backed by the U.S government due to my Marine Corps Service. If something happens to my benefits, we have other issues to be concerned about. If we are gonna use "tax" money to support anyone it should be people in just the situation you just described. People who for some reason lose their benefits they have already paid for. Not just reward people for not supporting themselves. Still sounds like more welfare to me.
Believe nothing, no matter where you read it, or who said it, no matter if I have said it, unless it agrees with your own reason and your own common sense.
Buddha |