It's stacked against the average Joe - and everybody should be smart enough to know that. As far as I'm concerned, it's an additional tax on the stupid.

>>>>>>>>>>>

Sometimes described as the Redneck 401k plan!

In California one can choose either a one-time cash payout or 20 equal annual payments, which cannot be bequeathed to your heirs.

And they deduct tax and any outstanding fines before you get it

I thought that was the same in all the other states too