RealtorKM; your devotion to this cause is nice- it definitely needs attention- but there may be some problems with your demands.First, you want to demand the government to not control Healthcare policy. That's fine; but you want them to introduce (or pass) a bill demandingthat all employees recieve employee insurance after 90 days. Isn't this controlling policy? To do this would mean that all companies would be forced to supply insurance to employees. More control.
Not all businesses can afford to do this. What about your local mom-and-pop grocery store or even local bar? to do this would mean that the business in question would raise the prices for its product and/or services-ultimately to be paid by you the consumer. And what about the self-employed? Who is to responsible for this segment?
I think you are actually looking for is group insurance for everyone.If I remember correctly the insurance law in Illinois (I live here) from when I took my insurance licensing exam a few years back; a company must have 15 employees applying to qualify for group rates on health insurance.
I do agree with your proposal for our men and women in uniform in time of war.
Your next proposal is a bit of a problem in that a retired employee is really no longer the responsibility legally of any company.They pay his pension(If any) and hopefully this employee took care to continuetheir health insurance when they retired under the provisions of COBRA.
You are forgetting that insurance companies are for-profit companies. Rates are going to rise with claims being filed, clients lost, doctors fees, medical service fees, and more reasons. We cannot control insurance premiums
anymore than we can order a child to only charge 5 cents at a lemonade stand.
I understand your frustration, though. Personally, I was happy that the government finally started Medicare Part D Prescription Assistance. Now, we can somewhat alleviate the problem that many senior citizens were facing when they were forced to choose between purchasing medication or paying for rent (or food, for that matter). Let's face it: medical costs are not going down (they never do). We are going to all have to start planning for our future expenses in a different manner than generations before us.
Social Security is not the answer in its present state.Personally, I think if we are to rely on the politicians to solve this. I would be all in favor of a forced retirement savings plan.How about all the money you spend throughout your working life be split into half so that 50% of your contributions (when made) purchase bonds? Your healthcare expenses upon retirement or disability would be easier to pay. The other 50% of contributions could be self-directed into an IRA.
What do you think?