You are correct, sir. This is a poor reflection on our values as Americans. However, try to explain that the next time you visit your doctor or; God forbid, you should wind up in the hospital for some reason or other-the first question you will be asked is for your insurance card. Ten seconds later you will be asked for the applicable co-pay.
Whether we like it or not; hospitals are a for-profit entity. Yes, they all have an indigent fund; but those are quickly wiped out by non-paying former patients and truly indigent patients who have major procedures done and such other reasons.