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Originally Posted by vharlow  I know this is false, because that's what we did for decades....primarily provided health benefits to groups and individuals as well as life insurance. I personally have known hundreds, no, thousands of agents who served their clients well and honorably all that time. There are licensing requirements everywhere, and every different state has a Insurance Bureau where people can complain if they aren't treated fairly. There are professional associations who provide education and guidance to their members. There are a few bad apples, but they get rooted out by the system we already have in place, and tossed from the associations. | Seems like there is already a pretty cumbersome system of individual organizations, agencies and people plodding along. Wouldn't it just make more sense to centralize it? Ther are going to be just as many people involved in it. The system is going to just as liable to be exploited as it is now, there are going be jsut as much waste and MAYBE just MAYBE Average Joe won't get screwed over.
Your basic contention seems to be that "government" by its very definition is incompetent. If so, then don't you think it's time to re-evaluate by what criteris government is installed and monitored?
The solution to governmental mismanagement is NOT to cut government out completely, but rather to improve it's management. It's like cutting off your arm because you can't raise a glass to your lips with it. WOuldn't the better option be to go through the physiotherapy required to improve your arm'smovement? Quote:
Originally Posted by vharlow It's tragic that so few in the world have any idea of what a great job is being done by insurance professionals. You read about and hear the complaints, the bad things without ever noticing the billions and billions of dollars paid out in claims, in both health and life insurance. You don't notice that the companies exist, and their agents know this, TO PAY CLAIMS and they do just that. | Look i'm not denigrating the ethics of a health insurance professional. HOWEVER considering their position between the insurance company ( whose profit increases by every policy not claimed) and the client ( who cannot possibly know what ailments he/she should be insured against PRIOR to sickness) a clear conflict of interest arises. And i do not think that this a acceptable when it comes to people's health. Quote:
Originally Posted by vharlow That ideal of communism cannot exist because of the greed, however small, of human beings...it's built into human nature, and no law will ever erase it or remove it. You would be stunned by the insurance FRAUD perpetrated on companies all the time....would this go away if government took over? NO..it would be EASIER. There is already huge fraud against government benefits in SSI entitlements, FEMA helping out folks in disasters, etc. | Well it seems that you are quite cynical about the nature of man. I am not. Communism as was imposed by the USSR is not a viable system. However i can assure you that even greed can be combatted. The Danish socialist system does not rely on the altruism of its people. It relies on ensuring that the people gain something fromt he taxes they pay ( by for instance not wasting it on stupid wars) It ensures it by always making WORK more profitable than idleness. It ensures it by assuring the population that the money is being spent for the improvement of public facilities and services. The GREED of people is combatted by simply showing them that fulfilling your civic duties is jsut MORE PROFITABLE. Love for all, Hatred for none | 
05-22-2007, 06:27 AM
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