Quote Knote;
You know what? THEY issued the policy without doing a thorough investigation. How responsible is that?

Just as responsible as she was for making sure the information was correct. I'm sure there was a warning on the application stating that she would be subject for cancellation if any information was found incorrect.

Ever hear of a health care company that didn't make someone have a physical or check their medical records before issuing a policy?

Yes, there are policies written "with no physical".

They didn't have any problem with this woman when she was making her premium payments. Oh, no, but when it's time to for them to payout, suddenly she's not good enough for them.

That's the chance you take when you falsify documents to save money.

This is SOP for a lot of these rip off insurance companies. What needs to happen is to have a law that states that once they issue a policy they can't cancel for any reason. It leaves it up to them to investigate thoroughly before taking someone's money.

I couldn't agree more

Actually I have 3 health insurance companies. 2 of which I pay extra for to protect my family. And I didn't falsify any documents to obtain my policies so I don't have to worry.
Stick to religion because you don't know me.

I know. Christianity makes sense for some folk, including most of my family, but I see too many holes to claim it as my "faith".

I agree in a way...but it's a job. That person was trying to put food in their families mouth just as you are in Iraq risking your life. In this case I DO blame the insurance company. But I can't blame the employee for simply doing their job.

Yes, and they should be allowed to keep their jobs as long as the people they deny claims to get to beat the shit out of them.

If they did that, just the physical requirements of the job would change. All the auditors would be football player types.

My, my, do you have psychic abilities that are unknown to us? Because you certainly make a lot of statements that you can't possibly know.

According to sworn testimony, the broker came to talk to her while she was with a client, and asked her questions while she was distracted. Looks to me he was trying to make a sale. We've all seen these tactics before.

Since her treatment that the disrupted payment for has nothing to do with her pre-existing condition, seems to me they were just looking for something. As I said, she had a slight heart condition that could have easily been found if they had just scrutinized her medical records.

What difference does a heart condition make if you have cancer? It would be one thing if they were denying her open heart surgery, but one has nothing to do with the other.

I agree. But they did cover the last treatment. They canceled her policy for lying on the application. That would be their "right" wouldn't it?

You intimate that she 'falsified documents'. How could you possibly know that? You don't. You weren't there, you don't even know what the insurance forms state. If anyone is 'verbally farting', it's you, dear. You continuously make statements of fact that you can't possibly know as fact. Just ask anybody on this board.

Tell me, you've never had a salesman come to you and ask you questions, then they fill it out for you, then hand you a form and say, 'Just sign here'? Anyone who's bought a car or filled out a loan application knows that this happens all the time. I said she was with a client.

Would they have cancelled her policy if they hadn't had to payout? I doubt it. She was a great customer as long as she was paying, but as soon as they had to pay, they start looking for any reason to cancel? Sorry, it just doesn't wash. If the reason for cancelling was because she lied on an application, they should have done it way before they did.

What they are doing is segregating the policies that are having a large payout, then giving them to underwriters to look for any reason to cancel them. They should be doing this investigating on ALL policies, and if they are not, they are wrong.

Oh, and BTW, no, they didn't.

This woman still has a cathetar in her chest that the doctors won't remove because she can't get checked to see if the cancer is gone.

Perhaps you should read a little more about the case before you spout off. Then you wouldn't sound like you are verbally farting so much.

"
Health insurers in California and nationwide have come under fire for reviewing applications of members after they file medical claims and rescinding their policies based on any discrepancies found in the original health questionnaire. The issue affects members with individual, rather than group, plans because those policies undergo medical underwriting before an applicant is accepted.
Insurers say the practice is legal and necessary because it protects them against fraud, and keeps premiums lower for those members who truthfully reveal their health history. But state regulators and plaintiffs' lawyers have argued that the applications often are vague and confusing, and that it's not fair for insurers to review applications only after members file an expensive claim."

Lawsuit claims Health Net gave bonuses for policy rescissions

"CBS) Hairdresser Patsy Bates is working through the pain -- the pain of living with breast cancer.

“I’m trying to live here, you know, I don’t want to die,” said Bates.

The pain of having almost $200,000 in medical bills because her insurance company, Health Net, pulled the plug on her policy right in the middle of her cancer treatment, reports CBS News correspondent Bill Whitaker.

“I had cancer, my life was on the line, and these guys did not care, did not care at all,” she said.

In fact, she was in the hospital getting prepped for surgery when she first learned Health Net was dropping her.

Bates is now suing the giant insurer for $6 million, causing the company pain.

Documents Health Net was forced to hand over reveal senior analyst, Barbara Fowler, single-handedly dropped hundreds of policy holders like Bates from the rolls every year. "

Insurer Gave Bonuses For Dropped Policies?, Report: Health Net Senior Analyst Given Bonus After Dropping Hundreds Of Policies - CBS News

Health insurer tied bonuses to dropping sick policyholders - Los Angeles Times

Where is the part where it proves they didn't cancel the policy for lying? And where is a statement by her stating that THEY are lying? It seems to me she is just pleading ignorance and blaming it on the broker.