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| Health Care Debate and defend your thoughts on the current health care system. Compare and contrast the current health care system of the US to other countries. |
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05-05-2008, 08:32 AM
| #21 (permalink) | |||||||||||||||||||||
| Citizen  Join Date: Apr 2008 Location: Scotland
Posts: 8
 |  Although I know that health insurance is necessary in the US, not being a US citizen, I am pretty ignorant of exactly how the system works. So, prompted by these posts, I have a question that maybe some one could answer: forester814 says that employers pick up the slack for the government for health insurance. Is this mandatory? Must all employers offer this to their employees or is it offered only as a perk? The Lost Language of Dreams: www.lostlanguageofdreams.co.uk | |||||||||||||||||||||
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05-05-2008, 01:23 PM
| #22 (permalink) | ||||||||||||||||||||||
| Partisan   Join Date: Feb 2007 Location: Los Angeles
Posts: 8,688
| Quote:
Nope it's not mandatory for employers to provide health insurance. Most do and many companies constantly shop around for better plans sometimes changing insurers 2-3 times a year. Every time you may have to switch doctors, if they aren't included in the new scheme. Even people who have insurance are covered inadequately: Even the Insured Feel Strain of Health Costs By REED ABELSON and MILT FREUDENHEIM Published: May 4, 2008 The economic slowdown has swelled the ranks of people without health insurance. But now it is also threatening millions of people who have insurance but find that the coverage is too limited or that they cannot afford their own share of medical costs. Many of the 158 million people covered by employer health insurance are struggling to meet medical expenses that are much higher than they used to be — often because of some combination of higher premiums, less extensive coverage, and bigger out-of-pocket deductibles and co-payments. With medical costs soaring, the coverage many people have may not adequately protect them from the financial shock of an emergency room visit or a major surgery. For some, even routine doctor visits might now take a back seat to basic expenses like food and gasoline. http://www.nytimes.com/2008/05/04/bu...surance&st=cse You may think the NHS is bad but at least it's there! | ||||||||||||||||||||||
| The Following User Says Thank You to garysher For This Useful Post: | LLOD (05-06-2008) |
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05-05-2008, 01:51 PM
| #23 (permalink) | ||||||||||||||||||||||
| Not God   Join Date: May 2008
Posts: 1,244
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05-06-2008, 08:00 AM
| #24 (permalink) | |||||||||||||||||||||
| Citizen Join Date: Apr 2008 Location: Scotland
Posts: 8
| Thanks for the info, garysher. I had no idea about the possibility that people would have to change their doctor when the employer makes a new insurance deal. That implies that doctors become tied to specific insurance companies. Potentially then, if a person lives in a small town and they have to change doctor because of their employer, then could it happen that there might not be a local doctor to replace the old one? What I'm also curious about is this: insurance companies obviously want to make money. They will make more money by biasing treatments/costs towards diseases and ailments of the wealthy, than of the poor. So is it easier to get treatment for cancer, say, than it is to get treatment for, maybe, some disease asscoiated with poverty like a malnourishment related condition? (What makes me ask is that in the UK, private medical care reputedly takes the money making stuff away from the NHS and leaves the NHS to pick up the costly treatments. In other words, private health care hospitals indulge in a lot of cherry picking because it's more lucrative, leaving the NHS and the tax-payer to pick up the bill for the rest.) Can anyone shed light on those questions? The Lost Language of Dreams: www.lostlanguageofdreams.co.uk | |||||||||||||||||||||
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05-06-2008, 12:08 PM
| #25 (permalink) | ||||||||||||||||||||||
| Council Member  Join Date: Jul 2007
Posts: 1,219
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Bother not the cat. For they are sneaky and will piss on thy keyboard. | ||||||||||||||||||||||
| The Following User Says Thank You to Catus Felidae For This Useful Post: | highway80west (05-06-2008) |
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05-06-2008, 12:14 PM
| #26 (permalink) | ||||||||||||||||||||||
| Moderator  Join Date: Mar 2007 Location: San Diego, CA
Posts: 4,335
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 Thy word is a lamp unto my feet, and a light unto my path. Psalm 119:105 | ||||||||||||||||||||||
| The Following User Says Thank You to highway80west For This Useful Post: | Catus Felidae (05-06-2008) |
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05-06-2008, 02:36 PM
| #27 (permalink) | ||||||||||||||||||||||
| Partisan Join Date: Feb 2007 Location: Los Angeles
Posts: 8,688
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05-06-2008, 03:07 PM
| #28 (permalink) | ||||||||||||||||||||||
| Council Member Join Date: Jul 2007
Posts: 1,219
| Quote:
Bother not the cat. For they are sneaky and will piss on thy keyboard. | ||||||||||||||||||||||
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05-06-2008, 03:24 PM
| #29 (permalink) | ||||||||||||||||||||||
| Partisan Join Date: Feb 2007 Location: Los Angeles
Posts: 8,688
| Quote:
Merely a clever technique to revive a dormant thread, far too smart for you girlies to think of. Thanks for keeping the thread alive, now can you answer LLOD's questions?? | ||||||||||||||||||||||
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05-06-2008, 05:14 PM
| #30 (permalink) | ||||||||||||||||||||||
| Council Member Join Date: Jul 2007
Posts: 1,219
| Quote:
My policy pays the same regardless of the illness. Bother not the cat. For they are sneaky and will piss on thy keyboard. | ||||||||||||||||||||||
| The Following User Says Thank You to Catus Felidae For This Useful Post: | highway80west (05-06-2008) |
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