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McCain or Obama Healthcare Plans?

Health Care Debate and defend your thoughts on the current health care system. Compare and contrast the current health care system of the US to other countries.

View Poll Results: Do you like McCain or Obama's healthcare plan best?
McCain 0 0%
Obama 5 62.50%
Neither 3 37.50%
Voters: 8. You may not vote on this poll

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Old 07-06-2008, 01:01 PM   #1 (permalink)
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McCain or Obama Healthcare Plans?
McCain's health plan: A threat to employer plans?

By KEVIN FREKING and NEDRA PICKLER, Associated Press Writers 45 minutes ago


WASHINGTON - There's a great unknown about Sen. John McCain's health plan: How many employers would drop insurance coverage for their workers because of his tax policies?
The Republican presidential nominee-in-waiting has proposed that everyone buying health insurance get a refundable tax credit, $2,500 for individuals and $5,000 for families. At the same time, he would treat employer contributions toward health insurance like income, meaning workers would have to pay income, but not payroll, taxes on it.

McCain's health plan: A threat to employer plans? - Yahoo! News
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Old 07-08-2008, 04:58 PM   #2 (permalink)
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Of the two, I definitely like Obama's plan better. John McCain's healthcare plan can be summed up in three words: don't get sick. $2500 would pay roughly two month's premium on a solid health insurance plan.

Ideally, I'd like to see a single payer healthcare plan in this country that covers each and every American. However, neither candidate is offering that. It's too bad, too.....because as long as big insurance has their greedy paws in our wallets, truly affordable healthcare will continue to be unattainable.

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Old 07-08-2008, 05:12 PM   #3 (permalink)
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Quote:
Originally Posted by OnTheLeft View Post
$2500 would pay roughly two month's premium on a solid health insurance plan.
OMG
what insurance policy costs 15,000 per year??????
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Old 07-08-2008, 05:56 PM   #4 (permalink)
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Quote:
Originally Posted by tristanrobin View Post
OMG
what insurance policy costs 15,000 per year??????
That's about what the 'top flight' plan goes for up here in Maine. I've been paying for an individual policy for about six months now and it's around $1,100 a month for the top tier plan. And I'm 45, don't smoke, and am in relatively good health.

Of course, one can pick up a cheaper plan but you kind of get what you pay for. The copays are higher and the deductible is anywhere from $2,500 to $5,000 a year. A lot of money has to be shelled out before your premium is worth the price.

In Maine one big insurance company has the monopoly on the individual health insurance market - Anthem BCBS. You either buy it from them or you don't buy it at all. There is no competition.

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Old 07-08-2008, 05:58 PM   #5 (permalink)
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Quote:
Originally Posted by OnTheLeft View Post
Of the two, I definitely like Obama's plan better. John McCain's healthcare plan can be summed up in three words: don't get sick. $2500 would pay roughly two month's premium on a solid health insurance plan.

Ideally, I'd like to see a single payer healthcare plan in this country that covers each and every American. However, neither candidate is offering that. It's too bad, too.....because as long as big insurance has their greedy paws in our wallets, truly affordable healthcare will continue to be unattainable.
It's come down to choosing between letting insurance companies do pretty much whatever they like (McCain), and mandating that people become customers to the insurance industry (Obama). Either way, 2008 looks like a good year for insurance companies.
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Old 07-08-2008, 06:13 PM   #6 (permalink)
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Quote:
Originally Posted by OnTheLeft View Post
That's about what the 'top flight' plan goes for up here in Maine. I've been paying for an individual policy for about six months now and it's around $1,100 a month for the top tier plan. And I'm 45, don't smoke, and am in relatively good health.

Of course, one can pick up a cheaper plan but you kind of get what you pay for. The copays are higher and the deductible is anywhere from $2,500 to $5,000 a year. A lot of money has to be shelled out before your premium is worth the price.

In Maine one big insurance company has the monopoly on the individual health insurance market - Anthem BCBS. You either buy it from them or you don't buy it at all. There is no competition.
It could easily cost that for a family policy in California, even for a healthy family. The only way to make it cheaper is to opt for higher co-pays and lower limits on treatment, and hope you can afford the difference.

Neither Obama nor McCain is offering what America needs - universal health care coverage.

SO Americans will continue to limp along with their broken health care scam.

Poor people who get ill will continue to die.

Health insurance investors will continue to get rich.

Corporations will continue to be strangled by colossal health care overheads.

Medical professionals will continue to fume at being told what to do by insurance clerks.

The rest of the industrialised world will continue to look and shake their heads in disbelief.
Old 07-08-2008, 06:25 PM   #7 (permalink)
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Quote:
Originally Posted by Katczinsky View Post
It's come down to choosing between letting insurance companies do pretty much whatever they like (McCain), and mandating that people become customers to the insurance industry (Obama). Either way, 2008 looks like a good year for insurance companies.
I hear you, Katczinsky. I worked in health insurance for almost 20 year. I've seen, first-hand, the evils of big insurance. Single payer is the way to go. Too bad the only candidate who endorsed single payer (Kucinich) was never seriously in the running.

Obama's plan will certainly be better than what we have now. However, people are going to find out that truly affordable healthcare isn't possible as long as big insurance still has their hand in our wallets.

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Feminism: the radical notion that women are human beings.
Last edited by OnTheLeft; 07-08-2008 at 06:31 PM.
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